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	<title>hellovivat | yacht-insuranceBruby yacht-insuranceBruby | Activity</title>
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				<title>yacht-insuranceBruby yacht-insuranceBruby started the topic yacht insurance in the forum Introduce Yourself</title>
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				<pubDate>Fri, 23 Oct 2026 10:23:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Burned a couple of weeks shopping for yacht insurance before spring launch. The first thing I learned: a low premium usually hides a pile of exclusions. Check agreed value vs actual cash value — on an ACV policy, depreciation cuts your claim after a total loss. If the boat is older, expect the insurer to ask for a recent survey. The hard part is t&hellip;<span class="activity-read-more" id="activity-read-more-143996"><a href="https://hellovivat.com/forums/topic/yacht-insurance/" rel="nofollow ugc">Read more</a></span></p>
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